Credit Analyst [United States]


 

Nusenda Credit Union is dedicated to excellent member service, care for our community, and being a great place to work. We work to make a positive difference in the lives of the people we serve and help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values.

We invest in people and their careers. Our competitive employee benefits include healthcare, a fully paid pension plan and 401(k) matching contributions, and professional development and tuition reimbursement.

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Thank you for your interest in joining the Nusenda team!

We are currently seeking a Credit Analyst to join our organization. As a Credit Analyst at Nusenda Credit Union, you'll be responsible for gathering and analyzing credit information on current and potential business borrowers; determines the advisability of granting credit for diversified types of commercial loans by recommending the Loan Risk Rating per the Loan Policy. You will assist Business Services Officers regarding annual loan reviews and origination of new loan requests.

To thrive in this role, you should have one to three years of similar or related experience. This position is one part data analysis and one part risk evaluation. This might be the role for you if enjoy work requiring attention to detail, problem solving, and data collection.

We are seeking junior-level and mid-level candidates for this position.

Key Skills and Experience:

  • Bachelor's of Business Administration or related field preferred
  • Must understand financial statements including balance sheets, income statements, tax returns and statements of cash flow with a working knowledge of standard commercial loans types, structures and practices

  • Ability to evaluate credit data in identifying loan risk.

  • Significant analytical thinking skills are required to analyze and assimilate financial information into actionable format with recommendations on course of action to take.

  • Must be able to handle multiple responsibilities, meet deadlines, deal with sensitive information, and handle problem resolution.

  • Exceptional verbal and written communication skills required with the ability to work with multiple levels of the organization.

  • Proficient in Microsoft Office programs to include Excel, Word, PowerPoint, Outlook and Laser Pro

Nusenda Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

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